Budget planner

50/30/20 Budget Calculator

Enter your monthly take-home pay and instantly see how much goes to needs, wants, and savings.

Monthly take-home pay $4,000.00

50% needs • 30% wants • 20% savings

Your input

$

Use your after-tax pay. If your amount changes, the chart updates right away.

Budget breakdown

$4,000 monthly pay
Needs

$2,000.00

Wants

$1,200.00

Savings

$800.00

How the 50/30/20 rule works

$2,500 month

  • Needs: $1,250
  • Wants: $750
  • Savings: $500

$4,000 month

  • Needs: $2,000
  • Wants: $1,200
  • Savings: $800

$6,500 month

  • Needs: $3,250
  • Wants: $1,950
  • Savings: $1,300
Made with B2B Agency Live AI. Build your own app free.